A term loan is a fixed period loan, usually of one to 10 years, that is paid back by borrower in regular installments with interest. It is the commonest form of bussiness loan and may be secured or unsecured.
Any tern loan agreement signifies the conditions and actions required by the borrower and lender
Merits and Demerits of Term Loan
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Term Loan
Merits and Demerits of Term Loan | Lender's point of view
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Term Loans
Term loans earn a fixed rate of interest and have a definite maturity period. They represent secured lending and carry several restrictive covenants to protect the interest of lender.
Merits and Demerits of Term Loan | Company's point of view
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Term Loans
Term loan offer following merits(advantages) to the borrower:
1. The cost of term loans is lower than the cost of equity capital or preference capital
2.Term loans do not result in dilution of control, as lenders donot ave the right to vote
International Monetary System | 3 Terms Used
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Finance
Every nation has a monetary system and a monetary authority. In the US, Federal Reserve Bank is the reserve authority. Here are some of the terms used used in such system
Fixed and floating exchange rates
When the government of a country regulates the rate at which its currency is in exchange for other currencies , then it is known as fixed or managed or pegged or official exchange system. The rate of exchange between Nepali and Indian Currency is fixed exchange system.
Differences between windows and linux web hosting
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Web Hosting
I read the whole web about the differences between linux and windows web hosting , but didnot find them interesting on the basis of the way of presentation….Lets try to learn about this subject in a newer way
Procedures of gene cloning
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Genetics
A clone refers to a group of organisms, cells or molecules arising from a single individual.The general procedures in gene cloning are:
